Founded by attorneys and built by industry insiders
We don't sell hope. We resolve debt. Every part of the Delancey approach is built on credentials, transparency, and an honest read of what your business can actually sustain.
Built from the other side of the table
Delancey Street was founded by a partnership of attorneys and former merchant cash advance industry executives who saw the same pattern over and over: small-business owners getting buried in stacked advances and high-rate workouts, with no honest counterparty.
Most "debt relief" companies are call centers selling hope. Most law firms charge hourly for a kind of work that requires industry knowledge, not just legal credentials. We built Delancey to combine both, at a flat fee, calculated as a percentage of your total enrolled debt and quoted in writing before any work begins.
We've resolved over $100M in business debt for 1,000+ owners. We've helped vacate COJs that other firms said were unappealable. We move quickly to stop daily ACH debits where reconciliation rights apply. When the situation calls for it, we refer you to a vetted attorney from our network, under attorney-client privilege from that point on.
Delancey vs. typical debt relief.
Six dimensions that decide whether you actually walk out debt-free, or just signed up for a different problem.
Six things we won't compromise on.
Honesty over upsell
We tell you what we can realistically settle for. If we cannot help, we tell you that too, and refer you out.
Transparent fees
Our fee is a percentage of your total enrolled debt, disclosed in writing before engagement, with the schedule and timing spelled out. No surprises, no monthly maintenance.
Attorney access through our network
When a case requires legal escalation, we refer you to a vetted attorney from our network, your representation, your attorney-client privilege. When you hire us and an attorney becomes necessary, we pay the costs.* (*Choose from our network or any attorney of your choice, subject to terms and conditions.)
Industry experience
Negotiations are run by people who used to sit on the funder side. We know the playbook.
Single point of contact
One accountable team manages your case from intake to closeout. No call-center handoffs.
Plain-English communication
You get monthly status updates in language you understand. No jargon, no spin.
The exact six steps we run on every case.
No two cases are identical, but the methodology is. The same six-step process, refined across 1,000+ resolutions, runs whether you owe $40K or $4M.
Each stage produces a written deliverable so you know where you are. No black boxes.
Triage
Confidential 30-minute call. We map every position, ACH schedule, UCC, and active legal threat before touching a phone.
Leverage report
Per-funder analysis: usury exposure, COJ vulnerabilities, breach claims. We find where each funder is weakest.
Standstill
Stop-pay & restructure letters go out. Daily ACH halted. We become the only number funders are allowed to call.
Negotiation
Attorney-supervised settlement across every position, in priority order. We give you a written, case-specific plan at intake, no marketing promises about outcomes or timelines.
Documentation
Every settlement papered correctly: full release, UCC termination, COJ vacated, satisfaction filed. No future surprises.
Post-resolution coaching
Cash-flow rebuild plan, vendor renegotiation, and a written guide on funding traps to avoid the next time you grow.
Credentials, not claims
Every number on this page is auditable. Cases settled. COJs vacated. Funders on the other side of the table. We publish the floor, and we measure ourselves against it.
Earned trust, in their own words
They told me upfront which positions we could settle and which we couldn't. That honesty is why I signed.
I had three other firms ghost me after the deposit cleared. Delancey returned every call. Phones stopped ringing in week two.
Saved my crew of 14. They walked me through every funder, every number. The COJ was vacated in 11 days.
Real owners. Real businesses. Real outcomes.
Restaurant operators, contractors, retail chains, trucking companies, medical practices, every kind of small business that ever signed an MCA or fell behind on an SBA. They get their cash flow back. So can you.
What owners ask before signing.
Six honest answers to the questions we hear on every intake call. If your question isn't here, we'll answer it on the strategy call, same honest answer, just yours.
Free Strategy CallHow are you different from a typical "debt relief" company?
Why charge a percentage of enrolled debt?
What happens if you cannot settle one of my positions?
Are my conversations actually confidential?
How long does a typical case take?
Do you take cases outside New York?
Get Help With Your Debt.
Tell us about your situation. Same-day callback. Confidential. No commitment. A senior advisor will give you a realistic plan on the call, not a sales pitch.